Equity Release

Equity Release includes lifetime mortgages and home reversion plans. To understand the features and risks, ask for a personalised illustration.

If you own your own home and are 55 or over, you may be thinking about equity release because it could provide you with a lump sum, additional income or maybe both.

What is Equity Release?

Equity release describes a range of products only available to you if you are older, typically over the age of 55. They allow you to release equity (cash) tied up in your home. The products have no fixed term and allow you to stay in your home for the rest of your life unless you have to move into long-term care.

How does it work?

You can either borrow more money which is secured against your home or sell part or your entire home. This can give you a lump sum, a way of topping up your income or both. You are more likely to qualify for an equity release scheme if you have no current mortgage, or if any mortgage you have is relatively small.

Equity Release schemes are either Lifetime Mortgages or Home Reversion plans. You will need to get specific information about both so you can decide which one is right for you. They work differently and can be quite complicated, so you will probably want to get some professional advice.

With your free initial meeting why not come and see the exclusive deals available to you. We offer unbiased advice and we will find your ideal Equity Release package.

We will charge an initial non-refundable fee of £1,000 and we will also receive a commission from the lender once the process has completed.




Wrentham Branch

The Old Bakery, 4-6 London Road
Wrentham, Beccles, NR34 7HE
t: 01502 675298 (Steve and George)

Willingham St Mary Branch

Moat Farm, London Road,
Willingham St Mary, Beccles,
NR34 8DD
t: 01502 575158 (David)